XRP is stupid because it can't be mined
Unlike centralized mining pools for both Bitcoin and Ethereum, this consensus algorithm allows the network to be secured with a minimum of electrical power, and much more quickly, as we’ve seen.
Because of its consensus algorithm, XRP doesn’t require centralized mining pools. This allows its network to truly be decentralized in a way that supports the redundancy provided by a distributed system. It also saves an exceptional amount of electrical energy, and is categorically better for the environment than Bitcoin or Ethereum.
Thanks to this, the current XRP network fees are literally almost free, transactions are distributed and validated across the XRP ledger in a few seconds, and the XRP ledger can handle 1500 transactions per second on-ledger!
Actually: not the miners, but electric companies benefit from crypto the most.
Check this article for an educating read 🎉